Rico’s TICO BULL – Yes, the State insurer, the Instituto Nacional de Seguros (INS), has an insurance product for its customers (insured) who drive under the influence of alcohol – that is drive drunk.
The produce, called “extra prima del 20%”, is an insurance policy rider for liability coverings of type A (injuries) and C (material damages), the policy rider out for physical and material damages to third parties caused by a drunk driver with the rider.
The rider makes it possible that in the event of an accident caused by a drunk driver of an insured vehicle, the INS covers the damages. It even covers the death of third parties.
The product is not new, it has been around since 2009.
“It is a form of solidarity of
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